Stamp Duty Calculator

Calculate your Stamp Duty Land Tax instantly. Whether you're a first-time buyer, home mover or buy-to-let landlord.

Enter Property Details

Property Purchase Price

First-time buyer Relief available up to £425,000

Additional property 3% surcharge applies

Your Stamp Duty

Total Amount

£0

Property Price: £0

Standard Rate: £0

Additional Property (3%): £0

First-time buyer relief: £0

Total Stamp Duty: £0

First-time buyer relief not available for properties over £625,000

How Stamp Duty Works in 2026

Stamp Duty Land Tax (SDLT) is a tax you pay when buying property or land in England and Northern Ireland. The amount you pay depends on the purchase price and whether you're a first-time buyer.

Current Stamp Duty Rates

Property Value	Standard Rate	First-time Buyer
Up to £250,000	0%	0%
£250,001 – £925,000	5%	5% (0% up to £425,000)
£925,001 – £1,500,000	10%	10%
Over £1,500,000	12%	12%

Additional Property Surcharge

If you're buying an additional property (like a buy-to-let or second home), you'll pay an extra 3% on top of the standard rates on the entire purchase price.

Frequently Asked Questions

Stamp Duty Land Tax (SDLT) is charged on property purchases in England and Northern Ireland. It's calculated on a tiered basis — you only pay the higher rate on the portion of the price within each band, not on the whole amount.

Yes. First-time buyers pay no stamp duty on the first £425,000 of a property priced up to £625,000. Above £625,000, standard rates apply.

If you're buying an additional property such as a second home or buy-to-let, you'll pay an extra 3% on top of standard rates on the entire purchase price.